Social Security Disability Insurance
Too sick or hurt to work? SSDI exists for exactly this.
SSDI is insurance you paid into from your paychecks. If your health keeps you from working, you may qualify for monthly payments. Checking takes three plain questions.
See if you may qualify
Three questions, then your contact info. About two minutes.
Got it. Here's what happens next.
One thing first: we're not accepting requests quite yet, so your information was NOT sent to anyone. Please check back soon.
- A real person follows up by phone, text, or email.
- You talk through your next step. Ask anything.
- You decide. There's no obligation either way.
That's everything — you can close this page.
The plain version
Who qualifies, what you get, and why start here
Who qualifies?
- People who can't keep working because of a health condition expected to last at least a year, or that's life-threatening.SSA — how disability is defined
- People who worked and paid Social Security taxes in recent years.SSA — work credits
What you get
- A monthly payment from Social Security.SSA
- Medicare health coverage, after a waiting period.SSA — Medicare and SSDI
Why start here
- Start with what you remember. No documents needed for this step.
- Checking is free, and a real person follows up with your next step.
On the record
Plain facts, from official sources.
SSDI isn't charity. It's insurance you paid for out of your paychecks.
Source: SSA — how SSDI is funded
About 2 in 3 SSDI applications are denied at first.
Source: SSA — Annual Statistical Report on SSDI
A denial starts a clock: you generally have 60 days to appeal.
Source: SSA — the appeals process
Questions, answered plainly
- Do I need my medical records to start?
- No. Start with what you remember. If records are needed later, the person helping you will tell you exactly which ones and how to get them.
- I already got denied. Is it too late?
- Usually not. A denial generally gives you 60 days to appeal, and many people are approved at a later stage. Where you are in the process just changes your next step.
- Will this touch benefits I already get?
- No. Answering questions here doesn't change any benefit you already receive.
- What does this cost?
- Nothing. Checking is free and doesn't obligate you to anything.
- What happens after I hit the button?
- A real person follows up by phone, text, or email about your next step. You decide what happens from there.
Ready when you are.
Three questions, then your contact info. About two minutes. Free to use · No obligation · Not a government agency.
See if you qualify